Affiliate Disclosure

Affiliate links are special URLs that track when visitors click on them and make purchases or sign up for services. When you click on an affiliate link on our website and complete a qualifying action (such as making a purchase or signing up for a service), we may receive a commission from the company whose product or service was purchased.

Affiliate marketing is a common online business practice that allows us to earn revenue while providing valuable content and recommendations to our visitors. This revenue helps us:

• Maintain and improve our website
• Create educational content about credit and consumer rights
• Provide free resources and tools to consumers
• Keep our business operational

We may have affiliate relationships with various companies in the following categories:

When we recommend or link to products and services from these categories, we may earn a commission if you make a purchase or sign up through our links. We only recommend products and services that we believe may be valuable to our visitors.

Here's what you should know about our affiliate relationships:

• No Additional Cost: You will never pay more for a product or service because you clicked on one of our affiliate links
• Our Opinions Are Our Own: While we earn commissions from some links, our opinions and recommendations are based on our honest assessment of products and services
• You're Not Obligated: You are never required to use our affiliate links. You can always go directly to a company's website if you prefer
• Supporting Our Work: Using our affiliate links is a free way to support our website and the educational content we provide

We believe in complete transparency with our visitors. If you have any questions about our affiliate relationships or this disclosure, please don't hesitate to contact us.