Results Disclaimer
Important information about credit dispute outcomes
Last Updated: January 10, 2026
Individual Results Vary
Credit dispute results are unique to each individual and cannot be predicted or guaranteed.
The testimonials, success stories, and case studies presented on our website represent the experiences of individual clients. These results are not typical and should not be interpreted as a guarantee or promise that you will achieve similar results.
Every person's credit situation is unique. The outcome of your credit dispute process will depend entirely on your specific circumstances, the information contained in your credit reports, and the responses of credit bureaus and data furnishers to your disputes.
Factors That Affect Outcomes
Numerous factors influence the outcome of credit disputes. These factors are often outside our control and can significantly impact your results:
Accuracy of Reported Information
If the information on your credit report is accurate and verifiable, it is unlikely to be removed through the dispute process.
Data Furnisher Responses
Creditors and collection agencies respond differently to dispute requests, affecting outcomes.
Documentation Quality
The availability and quality of supporting documentation can impact dispute success.
Credit Bureau Processes
Each credit bureau has different investigation processes and timelines.
Age of Accounts
Older accounts may be harder to verify, while recent accounts often have more complete records.
Type of Negative Item
Different types of negative items (collections, late payments, etc.) have different removal rates.
These are just some of the many factors that can influence your credit dispute results. Because of these variables, no two cases are alike, and past performance is not indicative of future results.
No Guarantees Statement
Dispute2Go does not and cannot guarantee any specific results from our credit consulting services.
We explicitly do not guarantee:
- The removal of any specific item from your credit reports
- Any particular increase in your credit score
- A specific timeframe for achieving results
- That all disputes will be successful
- That your credit situation will improve
- Specific approval for credit products, loans, or financing
Under the Credit Repair Organizations Act (CROA), it is illegal for any company to guarantee specific credit repair results. Be wary of any company that makes such promises.
Past Results Don't Predict Future Outcomes
Any success stories, testimonials, or case studies shared on our website or in our marketing materials represent the experiences of specific individuals at a particular point in time. These results:
- Are not representative of all clients or typical results
- Were achieved under specific circumstances that may not apply to your situation
- Do not guarantee or predict the results you will experience
- Should not be used as the sole basis for deciding to use our services
Credit bureaus, creditors, and the credit reporting industry are constantly evolving. Changes in laws, regulations, technology, and bureau practices can all affect dispute outcomes. What worked for one client in the past may not work for another client today.
The only way to understand your potential for results is through a personalized assessment of your specific credit situation.
Credit Reporting Complexities
The credit reporting system is complex and involves multiple parties with different processes and timelines:
- Three Major Bureaus: Equifax, Experian, and TransUnion each maintain separate credit files and may have different information about you
- Different Scoring Models: FICO, VantageScore, and various lender-specific models can produce different scores from the same credit data
- Varied Data Sources: Credit bureaus receive information from thousands of data furnishers, each with their own reporting practices
- Investigation Processes: Each bureau has its own dispute investigation process, which can take 30-45 days or longer
- Reinsertion Possibility: Items that are removed may sometimes be reinserted if the data furnisher verifies the information
- Statute of Limitations: Most negative items can legally remain on your credit report for 7-10 years, regardless of dispute outcomes
Understanding these complexities is important for setting realistic expectations about the credit dispute process and potential outcomes.
Our Commitment to Transparency
At Dispute2Go, we believe in honest, transparent communication about what our services can and cannot do. We will:
Set Realistic Expectations
We'll be honest about potential outcomes based on your situation
Educate You
We'll help you understand the dispute process and your rights
Keep You Informed
We'll provide regular updates on your case progress
Want to learn more about your credit situation?
Schedule a Free Consultation →