Credit education you canactually use
Clear, practical guides to understanding your credit, your rights, and how to take control of your financial future. No jargon, no fluff.
Recommended Reading Paths
Not sure where to start? Choose a path based on your goals and we'll guide you through the most relevant topics.
Credit Newcomer Path
Just starting your credit journey? Begin here with the fundamentals.
Know Your Rights Path
Understanding consumer protection laws that work for you.
Credit Rebuilder Path
Recovering from setbacks? Learn strategies to bounce back.
Featured Topics
Essential reading for understanding credit
Credit Basics
Understand what credit is, how it works, and why it matters for your financial future
FCRA Laws & Your Rights
Learn about the Fair Credit Reporting Act and how to dispute inaccuracies on your report
FDCPA & Debt Collection
Know your rights when dealing with debt collectors under federal law
All Topics
Browse our complete library of credit education guides
Credit Basics
Understand what credit is, how it works, and why it matters for your financial future
FCRA Laws & Your Rights
Learn about the Fair Credit Reporting Act and how to dispute inaccuracies on your report
FDCPA & Debt Collection
Know your rights when dealing with debt collectors under federal law
Understanding Credit Reports
How to read and interpret your credit reports from all three bureaus
Credit Score Factors
The five key factors that determine your credit score and how to improve each one
Common Credit Mistakes
Avoid these frequent errors that can damage your credit profile
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